Babywearing: My Love & Carry Air SSC Review 

I finally have my very first SSC… and its none of the brands that I listed on my first post re babywearing haha😬 It took me a long while and lots of looking and inquiries until I am able to decide which one to purchase.

And the winner is tan-tan-tanan! LOVE & CARRY AIR (Moments of Happiness)

 

Product features copied from Love & Carry’s Official Website. 

  • Designed for carrying babies from 4-5 months (with minimum height of 65 cm) up to 3 years old (18 kg)
  • Provides for a physiologically correct (frog-like) position
  • Can be used in three carrying positions: front carry (facing in), back carry and hip carry
  • Breathable net backrest, hidden behind the carrier’s large pocket
  • All straps are adjustable to fit a carrying person of any body type
  • Designed for wearing over summer as well as winter clothes
  • Allows easy placing and removing of the baby
  • Allows easy breastfeeding of baby in carrier
  • The detachable hood provides support to baby’s head while it is sleeping
  • On the inside the carrier is covered with a soft lining of natural fabric
  • Made of high quality fabrics (100% cotton) manufactured in Ukraine; the net is 100% PE
  • Extra strong buckles with double protection guarantees the safety of your child
  • Machine wash with cold ware in the delicate mode
  • Love & Carry carrier complies with the European Safety Norm EN 13209-2
  • Love & Carry carrier is certified by the state sanitary-and-epidemiologic service of Ukraine
  • Color: gray
  • Made in Ukraine

And the best thing is, Its half the price of other more branded SSCs. Half Off! ❤❤❤

I ordered it from their local seller here in the Philippines – Love & Carry Philippines (Facebook page). I’ve been using it for quite a while now and I must say that its a good SSC for starters like me.

Pros:

  • Not that complicated to use
  • The buckles are well secured
  • Cute design plays a big factor
  • Soft shoulder paddings
  • Has a mesh part for hot days
  • Pocket for small things
  • Daddy can use too

Cons:

  • I have to wait for my baby to turn 4 months before using.
  • No hipseat
  • No front facing position

 

I am posting my Love & Carry Air review because I want to share the experience and to suggest an alternative especially for budget conscious mommies who want a quality yet affordable tool for baby wearing. This cost Php 4,000 + shipping fee.

 

 

 

How’s my baby wearing experience? Great! I find it more personal and interactive than strollers especially when we’re out. As I love talking and describing whatever we pass on to my son. I am sure that he could hear me, compare to when we’re using  stroller. Also I get to kiss him often and see his reaction every time and he likes to taste it — it soothes him — thank you drool pads!

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My Action Shot

I have also joined a forum in facebook re baby wearing and am learning a lot. Baby wearing helps a lot of mothers to be closer to their child and most of all to be flexible and be able to do more.

Happy Baby wearing Mommies… I hope that somehow, I am able to help you with your SSC decision making.

 

 

Enjoys Babywearing my son,

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Wedding Suppliers Review 

My wedding prep days are over for I am now officially married!

This post serves as my suppliers’ review for everyone that helped us in our Wedding. I looove our suppliers. They didn’t disappoint, though some didn’t perfectly nailed it.

Anyway, here’s the review:
5 – highest and 1 – lowest

❤️❤️❤️❤️ Church: Our Lady of the Abandoned Church, Marikina City (7,000)

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We chose the Church for its location. As mentioned in my other posts, My husband and I compromised as he’s from Montalban Rizal while I’m from Taytay. And so Marikina it is. Another big factor is I fell in love with Kapitan Moy at first visit and we soooo love the concept of “isang tawid lang nasa reception ka na.”
They start the march right on time. Our Priest is very helpful and sincere. However, the choir which is supposed to be part of our payment is not there and for that, yes, acapella it is 😦 there’s no other wedding after us and so we took our time with our photo op.

J.P Rizal St. Sta. Elena, Marikina City | 646-1781

❤️❤️❤️❤️❤️ Reception Venue: Kapitan Moy (15,000 with 2,000 security deposit)

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Tip: If you want to book it, book early as the slots are easily filled up specially during peak season for not only weddings are held here, but many other celebrations.
The place is perfect for a classic wedding. They also have an elevator for seniors, the place can accomodate around 300 guests. We didn’t get any lights supplier as we have a day wedding and there’s already chandeliers in the venue. The sound is loud and clear, they also have their own sound operator. For the mic, you will be the one to provide batteries.
*** We’re only able to get 1,000 of our security deposit as they deducted 500 each for the electricity consumed by the projector and photobooth. My problem is the 1,000 refund is in check by veterans bank which for me is quite a hassle.

❤️❤️❤️ Caterer: Ma Del’s Catering (560 per head x 110 guests)

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Our reception set-up is beautiful just as we discussed during meetings. The food is great and so are the waiter’s service. Though we have some issues but not that major to break the reception: We forgot about the releasing of doves, though its there they didn’t remind us about it, the desserts are not packed together with other left overs and they printed the wrong menu card (the bride created her own menu cards, table numbers and VIP name cards).
Contacting them is hard. A month before the wedding my coordinator keeps on calling and sending them messages but they did not even reply or acknowledge, even a few days before the wedding. So imagine the uneasiness and stress we feel for that! Anyway, the good things is they did deliver but still that’s not really professional in my opinion. The client needs to be updated and acknowledge… Always! That’s a must.

48C Dr. Pilapil St. Sagad, Pasig City | 641-3423 | 655-1112 | 09167802705 | 09989765001

❤️❤️❤️❤️❤️ Wedding Gown: Twin Kailey 

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My gown was on display when I first saw it. Upon fitting, I’ve decided that this is it but wanted to tweak a thing or two in the design. The gown comes with a free set of accessories already which is a plus. It was quite a steal actually. Though I am still quite hesitant with the timeline if they can finish my gown on time. My wedding is January 7, 2016 but as early as end of September I already look for my wedding gown and to my surprise were able to take it home by 2nd week of November. (Imagine the temptation to fit it when you see it everyday in your bedroom in its box, all sparkly and white! Much to my then future MIL’s constant reminder of that pamahiin – but since everything came out fine on our wedding day – I guess its safe to say that I did fit it SEVERAL times hahaha.)

❤️❤️ Flowers for Church and Entourage: Anne Flower Shop (Php 5,000)

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The lesson here is “you get what you pay for”. Anne is easy to transact with, there’s no problem with their delivery and set up which is on time. But the most important of all which are the flowers themselves were a disappointment. The bridal bouquet is very bulky and heavy. The flowers are not that fresh, and it really is not presentable. I am quite a settler if its “pwede na” but this one is definitely not okay. The good thing here is though it didn’t look good personally, its not that bad to look at in pictures. The bridesmaids’ flowers are really ugly (sorry) and lifeless. As for the flowers in the aisle, its okay. I didn’t really get to look at it closely because I’m quite high during the ceremony. Anyway, I mentioned during our wedding planning that flowers aren’t really my priority as its the first to wither and thrown out after the day, but now I have the what if moments. I guess I should have given thought on getting artificial flowers instead that I can keep, and may have made my wedding bouquet a hard to let go item.

Concepcion, Marikina City beside Immaculate Concepcion Church

❤️❤️❤️❤️ Wedding Invitations: Quirky Dots (Php 5,000)

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*I did a separate post for this one.
The invitations came out as classic and timeless. The revisions and timeline is erratic but they made it work. The owner is my good friend and I am forever grateful. Will definitely recommend if your looking for that “quirky” invitation.

❤️❤️❤️❤️ Photo and Video: Don Tapan Photography (15,000)

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We’ve met Don from one of our events at work. So he came to mind when we’re looking for our p/v supplier which we hope were inexpensive yet very professional and have the magic shots. Since I am a graphic designer, I didn’t ask for a same day video. Also I didn’t ask for wedding album to lessen the price. We simply asked his team for a raw photo and video. We’ll just save everything in a hard disk after the event. But the good thing is, Don provided us with a same day photo presentation on our wedding to show the guests during reception. I am already set that I’ll be the one to edit our wedding photos, but much to my delight the shots are print ready. All photos look amazing! As for the video, they also sent us a presentation a month after the wedding but I’ll say the photos are better. Don and his team are easy to work with. They are all very young, under 25 I think yet all pro. One more thing, since my then fiance and I are not that into posing and modeling stuff, we veer away from pre-nup shoot as we don’t feel comfortable doing them.
We decided to avail a wedding photo album too which will cost Php 5,000 for a leather bound, 150 pictures and 8×8 size. But unfortunately it hasn’t progress yet as I’m still not able to choose the top photos.
A super nice fact: Don Tapan was trained and is one of Toto Villaruel and Nicolai Melicor’s junior photographer.

❤️❤️❤️❤️ Lights and Projector supplier: RGB lights and sounds (Php 5,000)

We booked them during a wedding fair in SM Marikina. The owner is very easy to talk to and gives a lot of information about their product that helped us decide which one to avail. They were on time during the preparation. The only down side here is the projector is okay but some pictures didn’t register with their right color. Some seems a little dark for me. But that I can let go as its not a deal breaker.
*We decided not to avail any sound system as we find the inhouse sound system of Kapitan Moy to be working fine. And since we have a morning ceremony and reception, the natural light and the inhouse light available in Kapitan Moy has been enough, we just availed stage lights for the couple’s stage to stand out.

❤️❤️❤️❤️❤️ Bridesmaid Infinity Dresses: Cruella@co (Php 1, 250 each)

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All transactions are online even the payment. I first saw them in Instagram and because of great reviews I decided to order my bridesmaid’s dresses. Camille is very friendly and professional. But because the order falls on a Christmas holiday, we decided not to have it delivered but to pick up the items to avoid delays. Their patahian is located in Welcome Rotonda QC. The dresses were pick up on time and fits perfectly (well, because they’re infinity dress haha) but we have one slight problem as one of my bridesmaid is very tall so the dress is “bitin”. Unfortunately, It fell right after Christmas so imagine the holidays and waiting game. She does the adjustment free of charge and we pick it up 3 days before the wedding, whew!

❤️❤️❤️❤️❤️ Emcee: Lucette Dela Rosa of LDR events (Php 4,000)

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We booked her during a wedding fair in SM Marikina. I first saw her hosting in a friend’s wedding and find her very entertaining, fluent and organized. Actually, I am thinking of just asking some friends to do the hosting but decided that with a professional host we can never go wrong. Also, I’ve attended a few weddings where friends acted as hosts but didn’t deliver well. Anyway, she once booked she discussed the program flow and asked our inputs as well. And come wedding day she did a job well done. The guests also commented on her professionalism which I think is well deserved.

❤️❤️❤️❤️❤️ Hair and Make up: Vicel Enriquez Artistry (Php 8,500)

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For me this was a splurge. But because HMUA is a deal breaker for a bride I decided to go with it. Anyway, to feel confident and beautiful in that special day is every girl’s dream, if it was a miss you can never go back and you’ll forever have the photo. Either you love your look, or totally hate it. (Ayoko magsisi so keri na ang Php 8,500.)
I had my trial make-up in Vicel’s place in Marikina and It was love at first look in the mirror (if there’s such term). Come wedding day, She is the first to arrive in the hotel 10 minutes prior to call time. She’s friendly and easy to get comfortable with. I loooove both my ceremony and reception look. I did received great compliments and felt very beautiful which is all thanks to her. She and her partner, the hair stylist are very helpful during the whole day, even if it isn’t already their scope of work which I am very grateful for.

❤️❤️❤️❤️❤️ Hotel Preparation: Marikina Hotel (Php 3,500 per room)

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This was the closest hotel in OLA Church. It’s not as grand but its efficient. Anyway what we’re after is proximity and functionality and the hotel is all that. Parking is available, their lobby is comfortable and quite grand. The hotel staff are very helpful too. The rooms are all the same size with just different set ups, They have complete amenities such as AC, ref, TV and separate bath. Not as elegant but definitely clean. It serves what it needs to and for that its very recommandable. Definitely a steal.

❤️❤️❤️❤️ Wedding Cake: Estrels (Php 3,500)

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Estrels is loooove. It is delicious! And so I decided to have this as my wedding cake simply for its taste. Their designs are all too girly, flowery but a classic. And so we ordered a two layered round caramel cake. The downside here is they do not deliver. And since we have a morning wedding, a day itself pick up is quite a risk with it being a weekday and travel time from QC to Marikina, traffic is a concern. And so we decided to pick it up the day before. The only hassle here is that due to transpo placement, my father has had it lopsided and so the flower decors at the back of the cake were ruined. But it isn’t much of a big deal since its only in the back and the important thing is its still intact two layers and all.

❤️❤️❤️❤️❤️ Photobooth: Pretty Prints Photobooth (Php 7,000)

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I saw their Instagram account, liked it and contacted them for booking. We worked on the design thru viber. The package we availed in for a 3 hours service, strip layout with 2 prints for every set. One for the guests and the other for the free guest book they provided. They arrived on time, did the set up and did a great job. The guests especially my sister loooove their shots, it has a very flawless filter I don’t know exactly how to describe it. The props are adorable to choose from. It is us who surrenders to it. They are the last ones of our supplier to pack. Ms. Kristine Mata, the owner is very nice and approachable.
But what I liked most is what they delivered weeks after the wedding. 8 pieces of 4R sized picture as ref magnets. Its my favorite! They printed 4 of the couple’s pictures and 2 pictures each of the family of the bride and groom’s side. I so love their output that I’ll definitely get them in other occassions where we’ll be needing a photobooth.
*This serves as our guest souvenir.

❤️❤️❤️❤️❤️ Wedding Coordinator: Ms. Chrezyl Anne Dumo

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She rocks!!! I am her first ever client. A friend and a pro she is all that. She went with me to everything wedding related. She always, always replies and get back at me for any reports immediately.

Mine as her first wedding, but definitely not her first event. She did concerts, product launching, corporate Christmas parties to name a few and she nailed everything! Will absolutely refer her to anyone who asks. To wrap it up, she’s one of the greatest person why my wedding will always be a memorable moment in my life (aside from my husband of course 😊), I can confidently say that we pulled my entire wedding just the two of us. Thanks Ateng!

A shout out to all members and readers of Weddings@Work and GirlTalk forums, you guys helped me a lot during planning. Thank you very much!

This post is waaay overdue! Good things have happened since our wedding day. When I find the time and energy I’ll be posting more overdue entries, but for now the wedding suppliers’ review is all I can muster.
I hope that this blog entry may help future brides whose planning their own weddings. Feel free to ask me questions about anything you’ve read in this blog😊

 

Finally married to my loving husband,

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Super Typhoon YOLANDA

11-08-2013 is a day that Filipinos, particularly the Visayans will never forget as this is the day that Super Typhoon Yolanda hits the country. Devastation, hunger, fear and death is everywhere. The damage is so huge that everyone seems to be lost on where to start towards recovery.

Canned as 2013’s Super Typhoon in the World, making its landfall in the provinces of Samar and Leyte and other nearby provinces, seeing the aftermath is a total nightmare. With a wind over 300 kilometers an hour and the worst, storm surge as high as 10 feet leaving many people dead.

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With the provinces washed out, They’ve been cut out off the basic necessities. Communications are down, Roads are blocked. No Power. No Water to drink. Their houses has no roofs… Imagine the dread of survival they have to face after what they’ve been through.

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The positive thing is what we have to focus on in this time of calamity. And I feel so emotional knowing that everyone seems so inclined to reach out and help. Everywhere I look donations are gathered, Pledges are sworn and the urgency to recover can be seen in every individual.

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The Government is in action, least we need to believe that they are doing the best they can, give them time to do what they think is needed. Even Private sectors and ordinary citizens are going out of their way to contribute. I admire the International community for their generosity, this goes to show that we are one no matter what race we are. Humanity is Alive. 

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Ways-to-Donate

 

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Life goes on, and so does the cycle of living. Typhoons, Earthquake and other natural calamities which may become stronger overtime is yet to come. But as long as we believe that we can survive such things, given the right preparation and maybe a different look towards taking the matter of climate change seriously, WE CAN MOVE FORWARD!

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BANGON PILIPINAS!

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credit of photos to manila bulletin, red cross, PDI, rappler, pinaytraveller. please feel free to correct me if there was any error on the datas provided in this entry and If there’s someone I didn’t credit on the photos.

STOCK MARKET 101

“Money without financial intelligence is money soon gone.”

– Robert Kiyosaki

 

In this entry, I’ll be discussing the basics of the STOCK MARKET as I understand it. I will skip the topic of why you need to invest and become financial free. I’ll be dedicating a post just for that but first, let’s do STOCK MARKET 101.

Just a reminder, It is best to put this in mind before you dive in to the world of stock market.

Stocks – just something you add on your current lifestyle…

 what the stock market is just 4 things:

(1) It is a place where (2) you can buy and sell (3) shares of stock of (4) publicly listed companies

 

 What are STOCKS?

Stocks are shares of ownership in a company. When you buy stocks of a publicly listed company, you become part owner of that company.  As a part owner, you participate in the company’s growth and future profits. Conversely, you may also lose if the company suffers a loss or performs below market expectations.

Historical data has shown that investing in stocks over the long-term provides superior returns. Stocks offer potentially higher yields compared with fixed income instruments such as time deposits, government securities and bonds.

An investor would need at least the minimum amount of investment to open a trading account which is Php 5,000.00.

*** If stocks are a far thing from your mind, what would you do with your 5,000? Buy a watch? shoes? bag? and everything that goes off fast?… Yes, It may be feel and look good at first because its new… but If you think in long term? They all lose their worth. But If you will invest that 5,000… Long term, It’ll grow and will worth more than that amount!

 

 How do I choose a stockbroker?

There are over 100 licensed stockbrokers accredited by the PSE. Your choice of stockbroker should depend on the type of service you will require and who will best suit your needs. The types of stockbrokers can be classified into:

a.    Traditional – those who assign a licensed salesman that take orders through written instructions or phone calls
b.    Online – those whose main interface with the customer is via the Internet 

You can get a complete list of accredited stockbrokers by visiting the PSE website, www.pse.com.ph, or contacting the PSE at (632) 688-7600 or (632) 819-4100.

I recommend:  COL Financial  www.colfinancial.com

Investing through an online stockbroker is like being your own stock broker. On your own, you will be able to buy and sell stocks as long as you have a computer with access to the internet. Since everything is do-it-yourself, you will be paying the lowest commission rate possible (0.25%).

 

How do I open an account?

Similar to the process in opening a bank account, you will be required to fill out a form called Customer Account Information Form (CAIF), and submit the following documents, namely:

a.    Two (2) valid IDs;
b.    Specimen signature cards; and
c.    Proof of billing (although some brokers do not require this).

Depending on your stockbroker, you may be also asked to provide additional pertinent documents and an initial cash deposit in order to begin investing in stocks.

Set-up an account: Setting up an account with a stock brokerage house is just like opening a bank account with at least P 5,000 initial deposit. Your broker will help you set-up an account. Fill out a customer information sheet, submit two valid IDs with picture, sign on a specimen signature card, and you are a bonafide stock market investor.

 

What companies should I buy?

This is a very important message, that you do the homework in choosing a company to buy.

If a company has weathered the past market crashes, chances are it will again in the future. (That’s why it’s of utmost importance that you pick an industry giant – rather than an unknown company.)

Choose stocks of companies with proven records of profitability with at least some earning in each of the past ten years.

  • Buy companies that have little to no competition. Airlines, Retail Stores and Auto Manufacturers are generally considered bad long-term investments because they are in fiercely competitive industries, which is reflected by low profit margins in their income statements. In general, stay away from seasonal or trendy industries like retail and regulated industries like utilities and airlines, unless they have shown consistent earnings and revenue growth over a long period of time. Few have.

Diversification is the opposite of “putting all your eggs in one basket,” a practice that is as risky as putting all your funds in one stock. Although temptation of putting everything into one stock might be very great, especially when the price is moving upward, it should be avoided. It is one of the basic rules in stock market investing. Diversification, on the other hand, is the investment strategy of investing in different industry sectors and if possible, different stocks from different reduce your risk considerably.

Invest regularly and systematically.

 

Do I need to have  physical evidence of my stock ownership? 

The PSE through its central depository, the Philippine Depository Trust Corp. (PDTC) uses the computerized book-entry system (BES) to transfer ownership of securities from one account to another, thus eliminating the need for physical exchange of scrip between buyer and seller. This system is called scripless trading. However, you may still request for an upliftment of your shareholdings to get a physical certificate.

 

After buying that company, you need a plan…

 

There are two types of people in the market:

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In this post, I am teaching you to be a FUNDAMENTAL INVESTOR.

The point to all this is to find what works for you. Make a buy/ sell plan. You don’t have to make big bucks overnight. Take the long-term approach, with a plan.

A wise investor always keep track, on a regular basis, of the sock price and the company’s performance. This way, an investor is able to foresee possible consistent poor performance and low profits as well as consequently low stock prices. One of the most important factors influencing the amount of success achieved by an investor is the quality of information used to make investment decisions.

Having placed an initial amount in stocks, the next step is to keep track of the stock price and to follow closely the developments of the company. It would not be wise to put your stock certificates in a safe and have them locked away for years. There have been too many cases of companies that performed badly for years, or even worse – got bankrupt. It would be too bad for an investor to discover after years that the shares have little or no value anymore.

Hold for the long term, at least 5-10 years, preferably forever. Avoid the temptation to sell when the market has a bad day or month or even year. On the other hand, avoid the temptation to take profit even if your stocks have gone up 50 percent, 100 percent, 200 percent, or more. As long as the fundamentals are still sound, do not sell. Just be sure to invest with money you don’t need for five or more years.

 

Investors should therefore spend some time and effort in studying their investment

Never stop learning, and continue to read as many books and articles as possible written by experts who have successfully invested in the types of markets in which you have an interest.

Nothing will happen without your commitment!

 

Credits to these following blogs, sites that gives me the inspiration and learnings that I need with the topic at hand:

http://www.pseacademy.com.ph/LS/staticpages/id-1309854652920/FAQs.html

http://www.market-barometer.com/stock_market_investing_101_timing_forecasting.htm

http://www.stockmarketforpinoys.com

http://www.bosanchez.ph

 

and so this concludes my stock market entry… I hope you get an idea or two about it and the better If you’d thought of taking action and joining the market…

Invest now, time is of the essence here, the earlier, the wealthier you’ll be. Stop dumping your money on non-sense investments, putting money in the bank isn’t that practical these days as they give few percentage… Think and act now and save your future.

Let’s end the poverty. Let’s spread financial literacy.

 

 

 

 

Under State of Calamity… again

Manila, Philippines

Climate Change is upon us. This is an understatement as its effect becomes more evident every year. As a matter of fact, our Country is still in the recovering process as we’d been hit by a calamity just days ago. Floods are everywhere, Landslides occur that lead people homeless and hungry.

HABAGAT AND MARING 2013 labeled many provinces under the STATE OF CALAMITY

Commuters and Vehicles are stranded in Las Pinas because of the flood that affect the city. Credits to Photo by: elise reyes

Commuters and Vehicles are stranded in Las Pinas because of the flood that affect the city. Credits to Photo by: elise reyes

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The Climate has already CHANGED. There is no turning back now. We need to start changing our ways, The seriousness of the subject has become very alarming that it has affected millions of people. I believe that more of such events are about to come in the future. Preparation is a necessity.

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What could be the solution?

Green Living has always been an option. We apply some of it, or to some completely ignore it. We need this, we need to start doing this. It’ll help us.